Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. Quoted rates may include the requirement of Broadview membership at the time of loan disbursal and selection of our Automatic Payment Plan. Rates are accurate as of and are subject to change without notice. Representative payment for a 30 year fixed mortgage at 6.625% with a 6.785% APR is $6.51 per $1,000 borrowed. All rates quoted are the lowest available rates, actual interest rate will be based on overall credit worthiness.